Real Estate Investor / Lender Refresh: Monthly (in Macro Pulse)

Calgary Insolvency Watch

Name: Calgary Insolvency Watch
Brand: Shovel Radar
Price: 699 CAD
Availability: InStock

Calgary Insolvency Watch — monthly bankruptcy + proposal counts by

Sample — latest 3 rows

Live data

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Sample rows are redacted — full deliveries include all columns, all rows for the current refresh window, and the watermarked customer-licence header.

What this product sells

Office of the Superintendent of Bankruptcy Canada publishes monthly insolvency statistics by FSA — meaning we can see bankruptcies + proposals filed by Calgary postal-code prefix. Calgary FSAs are T2A-T2Z and T3A-T3J (rough split). This is a **distress signal** that complements our Calgary EI Claims Watch: - EI Claims = labour-market distress - Insolvency = consumer + small-business financial distress Both useful, different cuts of the same underlying economic stress.

Who buys it

- Banks + commercial lenders: credit risk modelling by neighbourhood - Insurance brokers: claim + churn risk by territory - Debt-relief / restructuring consultants: counter-cyclical marketing opportunity - Real estate: rising insolvency in an FSA = more distressed-sale listings coming - Local government + economic development: hardship-tracking - Trustees in bankruptcy + collection agencies (existing buyers)

Honest framing

These are AGGREGATED counts per FSA per month, not individual debtor names (privacy). Position as risk-zone heatmap, not a lead list. Use to TARGET marketing (e.g., debt-relief firms running ads in high-insolvency postal codes) rather than for direct outreach. Source (free, monthly): Office of the Superintendent of Bankruptcy Canada FSA dataset on open.canada.ca. Output: deliverables/specialty/Calgary_Insolvency_Watch_<DATE>.xlsx + .csv